* Micro Habits Compound: Small, consistent habits (like waking up early, daily ice baths) have a significant long-term impact on finances, physical and mental well-being. * Record Achievements and Milestones: Tracking progress helps maintain motivation and overcome fear. * Create More Than You Consume: Prioritize creation (e.g., writing, coding) over consumption (e.g., excessive TV watching) to foster growth and wealth. * Surround Yourself with the Right People: Distance yourself from negative influences and seek out those who support your goals. * Automate Savings and Investments: Systematically allocate funds to savings and investments to ensure consistent growth. * Continuously Learn About Finance: Regularly dedicate time to learning about personal finance to improve knowledge and decision-making. * Track Expenses Intentionally: Categorize spending to identify areas for improvement and make informed financial decisions. * Practice Gratitude: Regularly expressing gratitude enhances happiness and attracts positive outcomes. * Set Specific Financial Goals: Clearly defined goals (e.g., saving for a down payment) increase motivation and likelihood of success. * Avoid the "Yes Trap": Learn to say no to opportunities that don't align with your goals to prevent burnout and missed opportunities. * Invest in Yourself: Prioritize self-improvement (education, fitness, self-care) as a crucial investment. * Diversify Income Streams: Develop multiple income sources to enhance financial stability and resilience. * Ignore Unnecessary Opinions: Focus on your values and goals, rather than being swayed by others' opinions. * Simplify Decision-Making: Reduce decision fatigue by streamlining routines and automating tasks. * Take Action Now: Don't wait for the perfect moment; start taking steps towards your goals. * Network Intentionally: Build relationships with a purpose, focusing on mutual value and opportunity creation. * Ask Questions About Finances: Open communication about money with family and friends can improve financial well-being. * The 1% Progress Rule: Small, consistent improvements (1% better each day) lead to significant long-term results.